The JamFi Finance presale is here, and many people in the crypto world are talking about it. JamFi Finance is a project that makes lending and borrowing money easy with the help of blockchain. It wants to help people who cannot always use banks. In this article, we will explain JamFi Finance, how it works, why it matters, its roadmap, token plan, team, presale, and how you can join.
What is JamFi Finance?
JamFi Finance is a lending and borrowing platform built with crypto. It is made to help people in Africa and later in other parts of the world. With JamFi, people can get loans without needing big bank papers. Instead, they can use mobile money data like M-Pesa or even their social record.
If someone has crypto, they can use it as collateral to borrow money. On the other side, lenders and stakers can earn rewards of 30% to 50% each year. The $JAMI token is used to pay fees, get loans, and even buy things with partner shops.
How it will benefit crypto space
JamFi Finance presale is special because it connects crypto to real life. Here’s how it helps the crypto world:
Gives loans to people who cannot use banks.
Lets lenders and stakers earn high rewards (30%–50%).
Makes the $JAMI token useful for payments, not just trading.
Brings more people into crypto by making it simple and fair.
This makes crypto more than just trading—it becomes something you can use every day.
JamFi Finance – unique features
JamFi Finance presale has many features that make it stand out:
Simple loans – No long papers. You can use mobile data or crypto as backup.
High earnings – Stakers and lenders can earn 30% to 50% per year.
Real use cases – The $JAMI token can be used for shopping with partners.
Buyback system – Loan fees are used to buy back tokens. This supports token price.
Safe and trusted – Audits, licenses, and smart contracts provided guarantees of the platform integrity.
Hybrid Model-Office loans as well as Crypto DeFi Loans are issued.
JamFi Finance-Roadmap
JamFi has outlined a clear plan for growth:
This shows JamFi wants to grow step by step and reach people worldwide.
JamFi Finance whitepaper
JamFi’s whitepaper explains how it works. Some key points are:
Total supply is 1 billion $JAMI tokens.
40% goes to liquidity and pools.
20% goes to early investors.
15% is for the team (with a lock period).
10% goes to the treasury.
10% is for marketing.
5% is for airdrops.
The whitepaper also says that fees from loans will be used to buy back tokens. This keeps the system strong.
JamFi Finance tokenomics
Here is the full token plan:
Also, 70% of fees from loans will be used to buy back $JAMI. Loans must be backed by 130% collateral, which adds safety for lenders.
JamFi Finance team details
The JamFi team has people with banking, DeFi, and finance experience. They have run businesses before and know the African market. They also have approval from the Central Bank of Kenya and South Africa’s FSCA.
Names are not all shared, but JamFi says its team is skilled and trusted.
JamFi Finance fundraised
JamFi has already raised $400,000 in seed funding. This money was used to build the platform, get licenses, and prepare for the presale.
JamFi Finance presale details
Here are the presale facts you need to know:
Phase 1 – $0.02
Phase 2 – $0.04
Phase 3 – $0.06
Phase 4 – $0.08
Final listing target – $0.10
This makes the JamFi Finance presale a chance to get tokens early at a lower price.
How to participate or buy tokens
It is easy to join the JamFi Finance presale:
You will see tokens in your wallet after the vesting time.
Conclusion and disclaimer
JamFi Finance presale is a project that mixes lending, staking, and real payments. It gives power to people who cannot use banks and connects crypto to daily life. The JamFi Finance presale lets early users get tokens at a low price before they rise.
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